Do You Qualify For An IVA, DMP or a DRO?

Debt doesn’t have to control your life. We’ve helped thousands find a way forward.

We are a lead generation company and are not authorised to provide debt advice but may introduce you to one of our authorised debt solutions partners. Check our Privacy Policy for more information.

Debt doesn’t have to control your life. We’ve helped thousands find a way forward.

We are a lead generation company and are not authorised to provide debt advice but may introduce you to one of our authorised debt solutions partners. Check our Privacy Policy for more information.

Get Help Now!

Start Your Debt Free Journey

Contact (#4)

By submitting any details through "check if you qualify" or "contact us on WhatsApp", you are consenting to share your personal data with us and any named parties in our Privacy Policy, to contact you regarding debt solutions via a telephone call, email, text message and WhatsApp messages. May not be suitable in all circumstances. Fees may apply, entering into an IVA will affect your credit rating.

Contact Us

Let’s Make a Fresh Start

We are a lead generation company that connects people struggling with debt to trusted, authorised debt solution providers. While we don’t provide debt advice directly, we introduce you to regulated partners who can.

To find out more about managing your money and getting free advice, visit Money Helper, independent service set up to help people manage their money.

Our Services

Clear Options. Real Solutions. A Fresh Start.

Individual Voluntary Arrangement (IVA)

An IVA lets you make one affordable monthly payment while writing off part of your debt.

Debt Management

Is where a company negotiates with your creditors on your behalf. You will pay the company administering the plan and they can pay your creditors.

Scottish Debt Solutions

For Scottish customers we can provide information on solutions such as Trust Deeds, Debt Arrangement Schemes plus more

Debt Relief Order (DRO)

A Debt Relief Order is aimed at people who are unable to make repayments to their creditors, with low value assets and a max 50k debt.

Bankruptcy

Bankruptcy is normally suitable if you can't afford to repay your debts back in a reasonable time frame

Debt Consolidation

Debt Consolidation generally involves further borrowing to enable you to combine a number of debts into a single more effective payment.

How it Works

Your Debt Rescue Plan in Action

Struggling with repayments? Here’s what the right solution could mean for you:

Take control of your finances by speaking to our authorised partner now...

How it Works

Your Debt Rescue Plan in Action

Struggling with repayments? Here’s what the right solution could mean for you:

Take control of your finances by speaking to our authorised partner now...

Frequently Asked Questions

Got Questions? We've got answers.

An Individual Voluntary Arrangement is a popular solution that can write off portions of debt with one lower, more affordable payment.

Not always. Depending on the solution, a portion of your debt may be written off while the rest is repaid in affordable monthly payments.

Filling out our form and speaking with our partners is completely free. Some solutions may have setup or management fees, which our partners will explain upfront.

Yes, in most cases. Once a formal solution is in place, creditors and bailiffs are usually required to stop chasing you for payment.

Debt solutions can impact your credit file for a number of years, but they can also help you get back on track and regain financial control.

Eligibility depends on your personal circumstances – such as how much you owe, your income, and your assets. Our partners will guide you through the best options for your situation.

Yes. Your details are kept secure and only shared with authorised partners in line with our Privacy Policy.

Frequently Asked Questions

Got Questions? We've got answers.

An Individual Voluntary Arrangement is a popular solution that can write off portions of debt with one lower, more affordable payment.

Not always. Depending on the solution, a portion of your debt may be written off while the rest is repaid in affordable monthly payments.

Filling out our form and speaking with our partners is completely free. Some solutions may have setup or management fees, which our partners will explain upfront.

Yes, in most cases. Once a formal solution is in place, creditors and bailiffs are usually required to stop chasing you for payment.

Debt solutions can impact your credit file for a number of years, but they can also help you get back on track and regain financial control.

Eligibility depends on your personal circumstances – such as how much you owe, your income, and your assets. Our partners will guide you through the best options for your situation.

Yes. Your details are kept secure and only shared with authorised partners in line with our Privacy Policy.

Don't suffer in silence

We’re Here to Listen, No Pressure Attached

You don’t have to go through this alone. Every conversation with us is confidential and carries no obligation, ensuring you get the support you need without any financial hurdle. Our only goal is to help you understand your options clearly, so you can choose the path that works best for you — no pressure, just support.

People across the UK trust Debt Free UK every year to manage their debt.

Debt solution right for you?

We can discuss your financial situation and help

Prefer to speak later?

We will offer support to help you find a solution.

Need Urgent Help?

Don't wait if your situation is urgent — our experts are ready to help. Call 07418 627 143 for immediate support.

Scroll to Top